Helping protect retirement savings when plans change
TRUSS IRA
A digital Individual Retirement Account (IRA) platform built to move retirement funds from an employer-sponsored plan into an IRA, allowing for tax-free and penalty-free transfer.
Received a Letter? Act Now
Your retirement savings, protected & preserved
Your former plan has designated TRUSS as the default Safe Harbor IRA provider. If you received a letter, your account has been transferred—and your money is safe.
Effective retirement planning requires careful preparation rather than relying on chance. Regular savings and careful investment are crucial for achieving financial stability in your later years. TRUSS provides you with access to make the best choice for your IRA investments. TRUSS helps you concentrate on your IRA investments, maintain your independence, and protect the future you’ve worked hard to create. Effective retirement planning requires careful preparation rather than relying on chance. Regular savings and careful investment are crucial for achieving financial stability in your later years. TRUSS provides you with access to make the best choice for your IRA investments.
Take control of your retirement assets.
Roll over your retirement account now.
You may roll over funds from a former employer’s retirement plan, such as a 401(k), into the TRUSS IRA while preserving the tax-advantaged status of your retirement savings and gaining access to a wider range of investment options. TRUSS can also provide access to an investment solution that offers a competitive interest rate, helps protect principal, maintains liquidity, and reduces overall risk.
Turn distributions into a client service opportunity
Retirement Plan Advisors
TRUSS upholds fiduciary standards while safeguarding participant retirement savings. You know where the people and assets are when they leave your client’s retirement plan. Wherever you sit on the spectrum of financial services, TRUSS offers your retirement plan clients solutions without additional cost or complexity.
Fiduciary Responsibility with TRUSS
The TRUSS IRA for Plan Sponsors
TRUSS helps plan sponsors take a more prudent approach to automatic rollovers—protecting retirement savings with a principal-preserving investment option that supports better participant outcomes.
TRUSS helps ensure that fiduciaries carry out these duties with the care, skill, and diligence expected from an experienced professional. By utilizing TRUSS, you maintain the high standards required for effective plan management and participant protection.
Every 401(k) plan document mandates the inclusion of a default IRA option, yet many default IRAs simply leave participants’ savings in cash, resulting in missed opportunities for growth. TRUSS offers a superior alternative: participants are automatically invested in a MetLife Stable Value solution. This approach ensures that participants’ assets are protected and can earn steady returns, rather than remaining idle in cash.
Morningstar Retirement Manager
Morningstar® Retirement Manager (a division of Morningstar, Inc.) is a retirement planning service that provides a comprehensive retirement strategy tailored to your financial circumstances and goals. In addition to age, this managed account service factors in a holistic view of your retirement goals, income, savings, risk tolerance, and more to create and implement a portfolio tailored to you.
Created by investment professionals and powered by more than 25 years of research in asset allocation, combined with experience in portfolio construction and manager selection, the service can handle the ongoing management of your retirement portfolio and adjust your strategy as needed.